Security you can trust
We protect your money and data with the same technology used by the world's most secure financial institutions.
Multiple layers of protection
256-bit AES Encryption
Every piece of data — in transit and at rest — is protected with the same encryption standard used by the US military. Your information is mathematically unbreakable.
Multi-Factor Authentication
Mandatory 2FA for all logins. Choose from authenticator apps, SMS, or hardware keys. Even if your password is compromised, your account stays safe.
Biometric Authentication
Face ID and fingerprint recognition for secure, frictionless login. Your biometric data never leaves your device and is never transmitted to our servers.
AI Fraud Detection
Our machine learning engine analyzes 200+ behavioral signals in real-time. Suspicious transactions are blocked automatically before they complete.
Zero-Trust Architecture
Every internal access request is verified. Our microservices architecture means even our own employees can only access what they need, when they need it.
FDIC Insured
All deposits are insured up to $250,000 by the FDIC. Your money is protected even in the unlikely event that Topheritage Finance fails.
Certified & Compliant
SOC 2 Type II
Certified
PCI DSS
Level 1 Compliant
FDIC
Insured Member
ISO 27001
Certified
Protect your account
Follow these best practices to keep your Topheritage Finance account secure.
Enable 2FA
Always enable two-factor authentication. It's the single most effective step you can take to secure your account.
Strong Passwords
Use a unique password of 12+ characters with a mix of letters, numbers, and symbols. Never reuse passwords.
Beware of Phishing
We will never ask for your password via email or phone. Always verify URLs before entering login details.
Enable Notifications
Turn on push notifications for all transactions. Any unauthorized activity will be immediately visible.