Banking reimagined
for the digital age
We started in 2019 with a simple mission: make banking transparent, instant, and beautiful for everyone.
Democratizing access to world-class banking
Traditional banking has failed millions. Opaque fees, outdated technology, and poor service shouldn't be the norm. We built Topheritage Finance to change that — to create a financial institution that works for everyone, not just the wealthy.
Today we serve 48,000+ customers across 32 countries, processing over $924 million in transactions with zero hidden fees and 99.99% uptime.
2019
Founded in San Francisco
48K+
Active Customers
32
Countries Served
$924M
Volume Processed
What drives us every day
Radical Transparency
No hidden fees. No fine print surprises. Every charge is explained clearly. We believe you deserve to know exactly what you pay and why.
Security First
Your money and data are protected by the same technology used by central banks and government agencies. Security is never an afterthought.
Customer Obsessed
Every product decision starts with our customers. We read every review, respond to every ticket, and ship what you actually need.
Meet the people behind Topheritage Finance
Daniel Kim
CEO & Co-Founder
Former VP at Goldman Sachs. 15+ yrs in fintech.
Sarah Park
CTO & Co-Founder
Ex-Stripe engineering. MIT Computer Science.
Marcus Johnson
Chief Risk Officer
20 years in banking compliance & risk management.
Amanda Lee
Chief Design Officer
Award-winning UX designer. Former Apple design team.
Join the Topheritage Finance family
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